In Nigeria, mobile banking has become increasingly popular due to its convenience and accessibility. One of the most common features of mobile banking is the ability to transfer money using USSD codes. USSD (Unstructured Supplementary Service Data) codes are short, easy-to-remember sequences of numbers that allow users to perform various banking transactions directly from their mobile phones, without the need for an internet connection. In this article, we will provide a comprehensive list of all the major banks in Nigeria and their corresponding USSD money transfer codes.
Content Recap:
We are going to show you the different banks in Nigeria money transfer codes like; Access Bank mobile money transfer code, Diamond Bank mobile money transfer code, EcoBank mobile money transfer code, Fidelity Bank mobile money transfer code, First Bank mobile money transfer code, FCMB mobile money transfer code, GTBank mobile money transfer code, Heritage Bank mobile money transfer code, Keystone Bank mobile money transfer code, Stanbic IBTC Bank mobile money transfer code, Skye Bank mobile money transfer code, Sterling Bank mobile money transfer code, UBA mobile money transfer code, Union Bank mobile money transfer code, Unity Bank mobile money transfer code, Wema Bank mobile money transfer code and Zenith Bank mobile money transfer code.
Access Bank USSD
- To transfer money from your Access Bank account to another account in any bank in Nigeria, dial *901*Amount*Account Number#.
- For interbank transfers, dial *901*Amount*Account Number# and select the recipient’s bank.
- Follow the on-screen prompts to complete the transaction.
First Bank USSD
- To transfer money from your First Bank account to another account in any bank in Nigeria, dial *894*Amount*Account Number#.
- Follow the on-screen prompts to complete the transaction.
GTBank USSD
- To transfer money from your GTBank account to another GTBank account, dial *737*1*AmountAccount Number#.
- For transfers to other banks, dial *737*2*AmountAccount Number#.
- Follow the on-screen prompts to complete the transaction.
Zenith Bank USSD
- To transfer money from your Zenith Bank account to another account in any bank in Nigeria, dial *966*Amount*Account Number#.
- Follow the on-screen prompts to complete the transaction.
Wema Bank USSD
Wema Bank has decided to make transferring money and carrying out other financial activities a lot easier for its customers by providing the *945# code.
Dial *945*BENEFICIARYACCOUNTNUMBER*AMOUNT# to transfer money from your Wema Bank account to any bank account. You can also check your account balance, by simply dialing *945*0# and you can change your transfer by dialing *945*00#.
You can also buy airtime for your Alartz number by simply dialing *945*AMOUNT#.
Unity Bank USSD
Dial *389*215# to get started with Unity Bank’s Mobile Banking. You can also carry out various financial transactions such as one-on-one money transfers, utility payments, bills and goods payments, airtime recharge, etc.
UBA Money USSD
We can’t forget to add UBA to the list of Nigerian Bank’s Mobile Banking USSD Code for Money Transfer. United Bank of Africa (UBA) is one of the most reliable and oldest in the country. UBA mobile banking offers an easy way to carry out various financial transactions like money transfers, airtime recharge, bill payments, etc.
To carry out any financial transaction dial *919# from the number registered or linked to your UBA account.
EcoBank USSD
- To transfer money from your EcoBank account to another account in any bank in Nigeria, dial *326*Amount*Account Number#.
- Follow the on-screen prompts to complete the transaction.
Union Bank USSD
- To transfer money from your Union Bank account to another account in any bank in Nigeria, dial *826*Amount*Account Number#.
- Follow the on-screen prompts to complete the transaction.
Fidelity Bank USSD
Dial *770# on your phone and follow the on-screen instructions to get started. Fidelity bank to another bank account money transfer dial *770*Reciever’s Account number*Amount# e.g. You will need the last 4 digits of your ATM card to authenticate the transaction. Note that the daily transfer limit is N20,000.
To buy airtime for yourself, dial *770*amount#. While to buy airtime for family and loved ones, dial *770*Beneficiary Phone no*Amount#. The airtime recharge daily limit is ₦5,000 Naira.
Stanbic IBTC USSD Bank Money Transfer Code
You can carry out lots of financial transactions like salary payments, one-on-one money transfers, airtime recharge, bills, and goods payments with the Stanbic IBTC Bank money transfer code. Simply dial *909# to get started
You can also buy airtime on your mobile phone by dialing *909*amount#. The daily limit is 5000 naira.
Sterling Bank USSD Code
With *822# Sterling Bank USSD code, you can carry out various transactions, all you have to do is dial *822# to create a PIN that will be needed to authenticate transactions. You will be charged N5 for every transaction.
Skye Bank USSD
With Skye Bank’s USSD mobile money transfer code, you can carry out various transactions like airtime recharge, salary payments, one-on-one money transfers, bills, and goods payments can be done. Dial *833# to get started.
Standard Chartered Bank Money USSD
You must have a phone number that is registered or linked to your Standard Chartered Bank account in other to use the code.
To register for the Standard Chartered Bank transfer code
- Dial *120*2345#. Then dial 1 to continue your registration.
- They will also ask you to type in your Debit Card number.
- Type in your ATM PIN.
- Enter full ID Number.
- Accept their terms and conditions then proceed to create a new PIN.
- Input your new PIN from the next on-screen instruction.
- You will see a welcome message on a new screen. Press 1 to continue banking.
First City Monument Bank (FCMB) USSD
As an FCMB customer, all you have to is dial *389*214# from your mobile phone. A welcome message will display alongside three options.
- 1. Activate with a card,
- 2. Activate with Account,
- 3. and Activate with Mwallet.
Select option 2 to activate with your account number. After that, call FCMB Contact Centre with this number 01-2798800 in other to create a PIN for your transactions that will be sent within minutes.
Then dial *389*214# on your mobile phone, go to Security then choose Change PIN from the on-screen instructions. Type in the default PIN sent to you, then enter your desired new 4-digit PIN. You can now use the *389*214# for subsequent transactions.
Keystone Bank USSD Money USSD
Keystone Bank is another bank that made it to the list of Nigerian Banks Mobile Banking USSD Code for Money Transfer. In other to transfer money from your Keystone Bank account to another bank account, simply dial *322*082# then follow the on-screen prompts in other to complete your transaction.
Diamond Bank USSD
Diamond Bank is in partnership with MTN. For a customer to use Diamond Bank USSD for transfer, you must have a “Diamond Y’ello Account”. This is an account that combines both telecommunication and financial services, also coupled with a loyalty scheme that active MTN customers (targeted mainly at mass market and Youths) can easily subscribe to from their phones in accordance with CBN Financial Inclusion Strategy by simply dialing *710#
To send money to any bank in Nigeria, just dial *710*777*RECIEVER’S ACCOUNT NO*AMOUNT*PIN#. For Diamond Y’ello to Y’ello money transfer simply dial *710*710*PHONE NO*AMOUNT*PIN#. While you have to dial *710*556*PIN# to check your account balance.
To buy airtime for your phone, just dial *710*555*PHONE NO*AMOUNT*PIN#
Conclusion
Mobile banking has revolutionized the way we handle financial transactions, and USSD money transfer codes have made it even more convenient for Nigerians to transfer money on the go. By knowing the USSD codes for your respective bank, you can easily perform transfers without the need for internet access or visiting a physical branch. However, it’s important to note that transaction fees may apply, and it’s advisable to double-check the codes and follow the instructions carefully to avoid any errors.