Free Access to all Bank Codes in the World.
Our directory contains up-to-date information on bank codes from around the world, including routing numbers, SWIFT codes, IBANs, and more. With our easy-to-use search function, finding the right bank code has never been easier. Save time and reduce errors in your financial transactions with our bank code directory.
Your No. 1 Bank Codes Directory.
What are Bank Codes?
Bank codes are a series of numbers or characters that are used to identify banks and financial institutions in various financial transactions, such as wire transfers, electronic fund transfers, and automated clearinghouse (ACH) transactions.
There are different types of bank codes used in different parts of the world. For example, in the United States, the routing number is used to identify a bank, while in Europe, the International Bank Account Number (IBAN) is commonly used for cross-border transactions.
Bank codes are important in financial transactions because they ensure that funds are transferred to the correct bank and account. They also help to speed up the processing of transactions and reduce the risk of errors or fraud.
How to find the SWIFT code at Wells Fargo Bank?
For example, the SWIFT code Wells Fargo Bank in San Francisco, USA is WFBIUS6SXXX
From that code, we can know that the first 4 letters are the name of Wells Fargo Bank. Then, the next two letters are the country code for the United States of America, which is "US". 6S is the location code. The last three digits are the branch code.
AAAA
Bank Code
BB
Country Code
CC
Location Code
123
Branch Code
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What is Routing Number?
A routing number, also known as a routing transit number, is a nine-digit code used to identify financial institutions in the United States. It is primarily utilized to facilitate the transfer of funds between financial institutions through systems such as ACH, Fedwire, and check transactions. The routing number can be found at the bottom of a check.
Financial institutions can apply for up to five routing numbers, but due to mergers and acquisitions, many institutions have more than 100 routing numbers. Some routing numbers are dedicated to specific purposes, such as Fedwire transfers, while others are assigned for specific regions or types of accounts, like business accounts. In Canada, routing numbers consist of an eight-digit code, including a three-digit FIN code and a five-digit Transit Number, managed by the Canadian Payments Association (CPA).
Routing Number Search
It is crucial to use the correct routing number before making a money transfer, as different routing numbers may serve different purposes. Routing numbers can also be found on financial institutions' websites or by checking all our lists.
US Routing NumbersRouting Number Format
There are two forms of routing numbers: fraction form and MICR (magnetic ink character recognition) form. While they contain the same information, the MICR form is more commonly used than the fraction form, and it is very rare to see the fraction form as of 2020.
In MICR form, the routing number is in the form of: XXXXYYYYC
Where XXXX is Federal Reserve Routing Symbol, YYYY is the Financial Institution Identifier, and C is the Check Digit.
Within the 4-digit Federal Reserve Routing Symbol, the first two digits can only be 00 - 12, 21 - 32, 61 - 72, or 80. Within these ranges, 21 - 32 are assigned to thrift institutions only, such as credit unions and savings banks. 61 - 72 are unique purpose numbers for non-bank payment processors and clearinghouses and are termed Electronic Transaction Identifiers (ETIs). 80 is for traveler's checks. Aside from 80, the first two digits can be associated with the 12 Federal Reserve Banks:
| Primary (01-12) | Thrift (+20) | Electronic (+60) | Federal Reserve Bank |
|---|---|---|---|
| 01 | 21 | 61 | Boston |
| 02 | 22 | 62 | New York |
| 03 | 23 | 63 | Philadelphia |
| 04 | 24 | 64 | Cleveland |
| 05 | 25 | 65 | Richmond |
| 06 | 26 | 66 | Atlanta |
| 07 | 27 | 67 | Chicago |
| 08 | 28 | 68 | St. Louis |
| 09 | 29 | 69 | Minneapolis |
| 10 | 30 | 70 | Kansas City |
| 11 | 31 | 71 | Dallas |
| 12 | 32 | 72 | San Francisco |
List of largest banks in the United States
The following table provides a list of the major banks in the United States by assets of September 30, 2022, per the Federal Financial Institutions Examination Council. This list does not include some large commercial banks, which are not holding companies.
| JPMorgan Chase | New York City |
| Bank of America | Charlotte |
| Citigroup | New York City |
| Wells Fargo | San Francisco |
| Goldman Sachs | New York City |
| Morgan Stanley | New York City |
| U.S. Bancorp | Minneapolis |
| Charles Schwab Corporation | Westlake, Texas |
| PNC Financial Services | Pittsburgh |
| Truist Financial | Charlotte |
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Disclaimer
This site is only available for informational purposes. Users need to know that while every effort is made to provide accurate information, this website does not guarantee that it is correct. The accuracy of the bank account information can only be verified by your bank. We advise getting in touch with your bank before making a time-sensitive, important payment.
