First National Bank Routing Numbers and Locations

First National BANK routing numbers

We recommend you view the below table in desktop view because, on mobile, you won’t be able to view the complete details.

Make use of the “Search” box to narrow your results by city, state, address, or routing number. You can view all of the information pertaining to the routing number by clicking on the link that is located in the table below (address, telephone number, zip code, etc.).

ABA check routing number digits meaning

The numbers that comprise a routing number can be broken down into 3 parts, each of which has a distinct meaning.

• First 4 digits: The first 4 numbers represent the Federal Reserve Routing Symbol. There are 12 Federal Reserve Banks throughout the US that service a geographic area/district).
• Digits 5 to 8: These are also known as ABA Institution Identifier, these numbers indicate which bank or financial institution within the Federal Reserve District.
• 9th digit: This is the “check digit“. It’s used to verify if a routing number is valid using a mathematical formula.

How to find your First National Bank routing number (ABA/RTN)

The following is a list of the various options available to you for locating your First National Bank ABA routing number:

• Routing Numbers section of this website:  The majority of the major banks in the United States are listed above; you can begin your search there.
• Online banking portal: You will be able to get the routing number for your bank by logging into your online banking account.
• Paper check or bank statement: Checks issued by a bank or bank statements. Check the lower left corner of your check.
• Bank customer service: You’ll be able to get your routing number by contacting your bank’s customer service staff
• Fedwire / American Banking Association: You can look up your routing number on the official website of the Federal Reserve or the American Banking Association.

Always check with your bank or the recipient to ensure that the correct routing number has been provided so that the payment can be processed quickly and safely by your bank.

What is the Automated Clearing House (ACH) number?

The Automated Clearing House, also known as ACH, is an electronic payment delivery system that enables users to electronically send and receive payments as well as collect funds through a network known as ACH. ACH transactions are usually next-day entries when exchanged with other financial institutions. Direct deposits and the conversion of paper checks to electronic versions are both examples of ACH functions.

ACHs were developed to handle high volumes of low-value transactions and charge fees that are competitively priced to encourage the use of the system for the transfer of such transactions. The software was developed to support the acceptance of payment batches, which enables a large number of payments to be processed all at once.

Differences between FedACH & FedWire credit transfers

Accordingly, the following is a comparison of some of the key distinctions that can be made between ACH credit transfers and FedWire credit transfers in the United States.

• Availability: ACH transfers can only be used for financial dealings within the same country. If you want to send money to a foreign country using the ACH network, you will need to make use of an international wire transfer.
• Security: Both types of transfers provide additional layers of protection than what is available when you send a check in the mail. Due to the fact that banking information is encrypted while being transferred, financial institutions that process wire and ACH transfers offer an additional layer of protection to their customers. Before either kind of transfer can be finalized, a series of steps must first be taken to verify the sender’s identity or the recipient’s banking information. Despite these precautions, however, mistakes and fraudulent activity can still take place. Canceling a wire transfer is typically a race against the clock because it is processed much more quickly than ACH transfers and is considered complete once the funds have been received. ACH transfers can be stopped.
• Transfer limits: Both ACH and wire transfers have daily transfer limits that must be adhered to. Confirm this with your financial institution, such as your bank or credit union.
• Processing times: The processing of an ACH transfer can take anywhere from one to several business days, whereas the majority of wire transfers are completed within one business day.
• Posting times: The recipient of a wire transfer can access the funds as soon as they are deposited into their account. ACH transfers are carried out in a slightly different manner: the funds will be shown as “pending” status and won’t be made available to you for use until the ACH system has been fully cleared. There is a possibility that this will take up to three business days.
• Reversals: If there was an error with your ACH transfer, the good news is that you might be able to reverse the transaction by submitting a request for it. Above all, wire transfers, on the other hand, do not provide this luxury and, once the transaction is started, it cannot be reversed.
• Fees: You should budget anywhere from $10 to $35 for the fee associated with each wire transfer that you start. There is a possibility that recipients will be required to pay a small fee for incoming wire transfers. The vast majority of ACH transfers are free, but there may be a fee associated with expedited bill pay services or transfers to banks located outside of the United States.

Difference between routing numbers, SWIFT/BIC codes, IBANs, and sort codes

If you want to send or receive money through your bank, you will most likely come across some terms that you are unfamiliar with, such as the SWIFT / BIC code, the IBAN, and the sort code. What do each of these acronyms stand for, and what do people typically refer to them as? However, each one is necessary for certain circumstances due to the fact that various countries and banks have varying procedures and requirements. Although they all appear to do essentially the same thing, which is to assist banks in determining where your money needs to go when it is being transferred, the reality is that they do not.

When processing domestic ACH payments or wire transfers in the United States, routing numbers, which are nine-digit codes, are used to identify individual banks. When making payments in countries other than the United States, you do not need to provide these.

SWIFT / BIC codes are unique identifiers that can be used by banks and other financial institutions all over the world. These codes can have either 8 or 11 digits. In contrast to routing numbers, these codes are utilized for financial transactions that take place on a global scale.

IBANs, or international bank account numbers, are a means by which a country, a financial institution, and individual bank accounts can be uniquely identified. The majority of banks in the Eurozone are the ones to issue them, but financial institutions in other regions are beginning to follow suit.

Sort Codes Sort Codes are 6-digit numbers that identify the bank and the branch where a bank account is held. These numbers are used for domestic transfers.

Note: This website provides a quick and easy way to search & find routing numbers for banks and other financial institutions in the United States. If you’re not sure which routing number to use contact your bank directly. You can call your bank using the phone number listed on your debit/credit card or send a message through your online banking system. Using the wrong routing number can lead to delays in processing the transfer.

About Our Codes

Based on our comprehensive database of more than 100,000 unique numbers/codes. This site is only available for informational purposes. Users need to know that while every effort is made to provide accurate information, this website does not guarantee that it is correct. The accuracy of the bank account information can only be verified by your bank. We advise getting in touch with your bank before making a time-sensitive, important payment.