The Wema Bank ALAT Mobile App is a digital banking application that enables customers to conduct banking business conveniently from the convenience of their own homes using their mobile devices.
Content Recap:
By reading this post, you will learn about ALAT, its most important features, as well as how to download the app and set up an account in order to conduct mobile transactions.
What is ALAT?
ALAT is Wema Bank’s new digital bank. Because of ALAT, all Wema Bank customers now have the ability to complete any and all banking business from the convenience of their own mobile devices.
This brand-new initiative from Wema Bank has three primary goals: to make banking easier, more reliable, and more convenient. You can easily send money to any other bank in Nigeria using the Wema bank app. Additionally, the app allows you to pay bills, purchase airtime or data, and even apply for a loan.
Let’s look at some of the other ways the ALAT Wema bank app can be used.
Benefits of Wema Bank ALAT
- Get to save money with discounts on your everyday needs.
- Enjoy ALAT exclusives, including automated savings goals with up to 10% interest and discounts.
- With Group Target & Rotating Savings, you can save with your friends.
- More banking power is within reach wherever you can connect to the internet.
- You can request a virtual dollar card to pay online in dollars.
- Get personal loans with ease.
- You can open an account in less than 5 minutes with ALAT
- ALAT enables you to schedule transfers and bill payments.
- Free bank card delivery anywhere in Nigeria.
- Easy management and control of your bank card from your phone.
- No hidden charges.
How to Download ALAT Mobile App
Below is how Android and iOS users can get Wema Bank’s digital banking app ALAT;
- For Android users, download the ALAT app on the Google play store
- For iOS users, download the ALAT app on the Apple App Store
If you are already a member of Wema Mobile, log in to ALAT using the same login details you use for Wema Mobile, and then follow the instructions that appear on the screen.
You can sign up for ALAT as a new user even if you aren’t already using Wema Mobile if you just follow the on-screen prompts.
When you download the Wema Bank ALAT mobile app, you will be able to perform significantly more banking-related transactions than were previously available on the Wema Mobile app. These new capabilities include the ability to pay bills, purchase airtime and data, as well as send and track all of your banking transactions.
Also, Wema Mobile, the other mobile app from Wema Bank, will no longer get maintenance updates. In the future, they will only be using ALAT as their functional mobile platform. In addition, keep in mind that the USSD code for Wema Bank transfers is *945#. The code can be used for many banking tasks and doesn’t need to be connected to the internet. It also works on all networks.
Frequently Asked Questions
How do I open an ALAT account without going to a bank?
From your mobile device, you can quickly and easily create an ALAT account. After downloading ALAT from the Apple App Store or the Google Play Store, opening the application, and registering with a valid phone number and your Bank Verification Number are the steps required to use the service.
Must I provide my BVN to open an ALAT account?
In order to comply with the regulations of the Central Bank, you are required to have a BVN in order to own an account that is in full working order. We require your BVN in order to automatically retrieve your personal information during the signup process. This will allow you to avoid having to fill out a lengthy form.
How do I change my ALAT password?
To modify your password, navigate to the Settings menu and then select the Change My Password option.
Can I request a loan with an ALAT Lite account?
No, you cannot. Upgrade your account by uploading a photo of your government-issued identification card (international passport, driver’s license, national ID card, or voter card) and a photo of a utility bill (not older than three months) with an address that matches the contact address on your ALAT profile. Only then will you be able to submit a loan request.