As Technology has stealthily kept advancing, it’s almost impossible to measure a better life than the one that smartphones have now presented us with. This article will function as a review strictly based on user experience as we don’t get a penny or commission from these daily finance app owners for ratings.

Think of, hailing a taxi to booking a ticket from the comfort of your bed without stress, just a click away. it looks as if your portable could be a magic wand that may grant you every wish.

In addition, technology also seems to offer us financial freedom now. Personal daily finance apps on our smartphones 70% of Users still as some on laptop and desktop computers are getting reliable and accountable enough to save lots of us from debt.

However, in the same way, that a library is stocked and filled with self-help books that don’t actually help, the apps store also stocked a wide range of daily finance apps that don’t necessarily apply to your financial or budgetary needs.

Luckily, we’ve compiled an ultimate inventory of applications that may better serve your financial needs. In no particular order, here are some personal daily finance apps that facilitate the ease of your financial transactions and, ultimately, assist you in the achievement of your financial goals.

HOT READ: 20 Best Loan Apps in Nigeria For Quick Loan

Top Finance Apps for Your Daily Needs

1. Carbon

Get the app:  https://ng.getcarbon.co/

Have you ever been kind of stranded financially and you tried calling some of your friends to help you out, but unfortunately none of them were able to lend you some money?

Carbon “Formerly referred to as Pay Later” has created an internet platform that gives short-term loans when unexpected expenses or urgent cash needs must be covered.

According to the app, you’ll get a loan anytime which implies 24 hours every day, 7 days every week. The platform is kind of simple, but it requires you to fill out some forms that are needed so as to own a fast application process.

Carbon users are ready to know their loan status in just minutes, with Carbon you’ll be able to unlock higher loan amounts and lower interest rates by repaying on time.

Unlike banks, the app doesn’t ask you for collateral. The app is obtainable for Android users only. the app gives simplified payments, dead one place recharge airtime on any network, pay bills for all of your favorite services, and transfer money, all at an all-time low possible cost.

Carbon will facilitate your better understanding of your spending habits, and automatically categorize income and expenses so you’ve got full control over your money.

This is one of the foremost popular apps meant to stay in check on your finances. You get granular control over your finances, with the flexibility to trace your finances right down to the last detail. you’ll include your bank accounts, credit cards, and investments, so you’ll be able be assured of getting an in-depth tab on every financial aspect of your life. The app will allow you to induce an improved idea of where you ought to be hard cash and where you’ll save.

2. Drop App

Click this link https://www.earnwithdrop.com/ to download the app

It’s one of the daily finance apps that are highly recommended if you’re one of all those who patronize online shopping, firstly create an account, it will show you the most effective discounts and rewards from your favorite brands and services.

Is that not cool? It’s really that easy.

It takes just seconds to seek out what you’re trying to find. Then, once you purchase through the app, Drop will reward you with points which you’ll exchange for gift cards. you’ll stack discounts on top of every other and be confident you’re getting the simplest deals on all of your shopping.

It’s perfect for Black Friday, especially if money is tight but you continue to want to spoil your friends and family — or maybe yourself. Like partying Friday And since you’ll be able to seamlessly stack all of your discounts within the app, you won’t lose from now on precious time testing 25 codes to determine which is able to take $1 more off your purchase.

To help stretch your money this season, Drop is boosting its rewards up to five times its regular rate after you shop Black Friday and Cyber Monday deals at brands like Walmart, Kate Spade, and hundreds more to check out the App options.

Even better? it might be used toward gift cards to your favorite stores once you’ve earned your first 1,000 points.

You shouldn’t enter your card information, and you’ll start earning Rewards instantly, farewell as you click through Drop’s app to form a sale on your favorite sites. (But FYI, you’ll enter your credit or charge account credit to induce personalized recommendations and exclusive card-linked offers that allow you to mindlessly earn rewards whenever you buy at a card-linked offer brand online or in-store.

3. Good Budget

Click this link to get the app: https://play.google.com/store/apps/details?id=com.dayspringtech.envelopes

Does anyone remember the great old envelope system of budgeting? that’s, where you have got different envelopes for every expense category in your budget.

When you receive your income, you merely put the proper amount in each envelope for that exact tagged category, and you’ll only spend the take advantage of that category for that specific month. It wasn’t it but is fun doing it.. a minimum of all money must be useful, spending judiciously.

The Good Budget app is made thereon system: you’ll be able to divide up your money into digital “envelopes” or categories to support your expenses. Now each time you spend or receive money, simply log into your Good Budget account and enter your transactions to work out how they affect your budget. The app even enables you to break down your budget by the expense and consider personalized reports. Not only is it a good thanks to watch your expenses, it’s also rated together of the simplest budgeting apps.

4. Zeta

Click here to learn more: https://www.zeta.tech/us

Zeta could be a finance app designed specifically for couples, but not only for couples alone, so you would not feel bad reminding yourself to travel unify… Lol

Zeta has an option in which you can choose to display all of your individual finance, also shared finances in one place, to help you; by giving you the choice to cover certain financial information from your spouse/partner. it is a good option for couples who have combined their finances or for people who favor to bank separately.

With Zeta, you’ll be able to set personal and combined financial goals. The app sends you both monthly reminders to line “money dates,” making it a decent tool for learning to speak about your finances.

Wrapping Up

Zeta finance app would have made the quantity 3 top finance app on our list but thanks to its pros and cons

Pros:

The Mobile app has a straightforward-to-use interface.

Cons:

The Zeta website is outdated and difficult to navigate and isn’t user-friendly.

In my opinion, finance apps are always a requirement for people because the world keeps advancing in technology, at-least with a finance App you’ll have a thought of where you stand financially, and might even have a glance at your credit score.

The fact that your calendar is synced with the app ensures that your bills will show accurately on the calendar, reminding you of upcoming payments and expenses.